Discover Why People From All Over The USA Choose The McLeod Agency For Their Fixed Index Annuity Needs. The rollover of an IRA to an annuity is tax free. |
Index AnnuityThis appendix to the Buyer's Guide for Fixed Deferred Annuities will focus on fixed indexed annuities. Like other types of fixed deferred annuities, fixed indexed annuities provide for annuity income payments, death benefits and tax deferred accumulation. You should read the Buyer's Guide for general information about those features and about provisions such as withdrawal and surrender charges. WHAT ARE FIXED-INDEXED ANNUITIES? Quick video explanation click here An indexed annuity is a fixed annuity, either immediate or deferred, that earns interest or provides benefits that are linked to an external index reference or an equity index. The value of the market index might be tied to a stock or other equity index. The value of any index varies from day to day and is not predictable. When you buy an equity-indexed annuity you own an insurance contract. You are not buying shares of any stock or index. National Association of Insurance Commissioners Buyer's Guide Questions You Should Ask Jeff , His Agents or The Company You should ask Jeff the following questions about equity-indexed annuities in addition to the questions in the Buyer's Guide to Fixed Deferred Annuities. How long is the term? What is the guaranteed minimum interest rate? What is the participation rate? For how long is the participation rate guaranteed? Is there a minimum participation rate? Does my contract have an interest rate cap? What is it? Does my contract have an interest rate floor? What is it? Is interest rate averaging used? How does it work? Is interest compounded during a term? Is there a margin, spread, or administrative fee? Is that in addition to or instead of a participation rate? What indexing method is used in my contract? What are the surrender charges or penalties if I want to end my contract early and take out all of my money? Can I get a partial withdrawal without paying charges or losing interest? Does my contract have vesting? If so, what is the rate of vesting? We Promote American Owned Companies With American Managers and Company Profits Stay in America ! Annuit - Blessing. Consider Jeff as your Equity Indexed Annuity Agent. Interview Jeff McLeod Today. 1-800-286-1812 You are in control... Site Map Terms Of Use Privacy Free Guide Here |