Equity Indexed Annuities



Equity Indexed Annuity Spreadsheet, Analysis and Comparison Form

 Fixed Annuity Company Name:            
            
           
 
           
 
 Product Name:
    
 What is the guaranteed minimum interest rate?    
 What is the participation rate? For how long?    
 Is there a minimum participation rate?    
Does my contract have an interest rate cap? What is it?    
 Is interest rate averaging used?  How does it work?    
 Is interest compounded during a term?    
  Is there a margin, spread or administrative fee? Is that in addition to or instead of a participation rate?    
 What indexing method is used in my contact?    
  What are the surrender charges or penalties if I want to end my contract early and take out all of my money?    
Current fixed rate?    
Does my contract offer an annual 10% Penalty-free Withdrawal afer the first contract anniversary?
   
Does my contract have a bonus rate?
Can I have access to the bonus, without annuitization?
             
             
            
            

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